Protect your firm and attorneys with the Pennsylvania Bar Association Lawyers Professional Liability offering from USI Affinity

The Pennsylvania Bar Association offers the Lawyers’ Professional Liability Program from the Pennsylvania Bar Association Insurance Program, administered by USI Affinity. The program was created in cooperation with CNA to offer improved pricing, expanded risk management programs and exclusive coverages and credits for Pennsylvania Bar Association members.

Exciting New Enhancement added to the Pennsylvania Bar Association Professional Liability Insurance Program

The Pennsylvania Bar Association Lawyers’ Professional Liability Insurance program is excited to announce the latest Risk Management policy enhancement. All CNA LPL policies in the state of Pennsylvania will now include the following coverage regarding Engagement letters:

Engagement Letters:

If the Insured utilized an engagement letter in connection with the legal services that are the subject of a claim, and such claim is otherwise covered under the Policy, then the Insured’s deductible applying to such claim will be reduced by 50%, provided that the engagement letter:

  • includes, at a minimum, the following information:
    • a specific description of the scope of legal services to be performed by the Insured;
    • the identity of all clients for whom the Insured agreed to perform such legal services;
    • the fee arrangement for such legal services; and
    • a description of the Named Insured’s file retention and destruction policy; and
  • was signed by all clients identified in such engagement letter prior to the Insured’s commencement of representation of such clients for the legal services described in the engagement letter, but in no event more than thirty (30) days after the commencement of such representation.

In no event shall the amount of the deductible waived hereunder exceed $25,000.

Coverage Features

  • Limits of Liability up to $10M per claim/$10M aggregate
  • Insured’s written consent required to settle a claim
  • Continuous coverage provision
  • Non-cancellable except for non-payment of premium
  • Full prior acts coverage available
  • Supplementary payments for disciplinary proceedings ($50,000/$100,000)
  • Discrimination Complaint Coverage ($25,000)
  • Supplementary payments for loss of earnings ($500/$50,000 per insured)
  • Reduced deductible for early claim resolution
  • Assistance in responding to a subpoena (unlimited)
  • Privacy Event ($10,000/$20,000) and Public Relations Event ($25,000/$50,000) expense coverage
  • Supplemental claim expense benefit, excess of the limit of liability

Questions about the program?

Call Mark Lefever at USI Affinity at 610.537.1435.

For additional information on Engagement Letters, please see:
Better with a Letter: Why Attorneys Should Use engagement Letters An Introduction to Engagement Letters