Disability Insurance

Disability Insurance Designed to Suit Your Needs And Protect Your Income

• Pennsylvania Bar Association Members under Age 60, working full-time, are eligible to apply
• Coverage to age 70
• Choice of Waiting Period: 30, 60 90, 180 or 365 days
• Own Occupation definition of Total Disability
• Choose the Monthly Benefit Amount you need -- up to $10,000 -- No offset for Social Security or other Insurance:
  • $6,000 Monthly Benefit maximum, if applying at age 50-55; $3,000 at ages 55-59
  • Monthly Benefit in force reduces to $2,200 at age 65
• Benefits can be paid to age 65:
  • For disabilities commencing after age 63, benefit period maximum is one year
  • For disabilities due to chemical dependency or mental disorder, maximum benefit period is two years
• Coverage Includes Residual Disability Benefit

For more information – features, costs, eligibility, renewability, limitations and exclusions – please click on the Brochure attachment below. An application attachment is also included.