Disability Insurance Designed to Suit Your Needs And Protect Your Income

  • Pennsylvania Bar Association Members under Age 60, working full-time, are eligible to apply
  • Coverage to age 70
  • Choice of Waiting Period: 30, 60 90, 180 or 365 days
  • Own Occupation definition of Total Disability
  • Choose the Monthly Benefit Amount you need -- up to $10,000 -- No offset for Social Security or other Insurance:
    • $6,000 Monthly Benefit maximum, if applying at age 50-55; $3,000 at ages 55-59
    • Monthly Benefit in force reduces to $2,200 at age 65
  • Benefits can be paid to age 65:
    • For disabilities commencing after age 63, benefit period maximum is one year
    • For disabilities due to chemical dependency or mental disorder, maximum benefit period is two years
  • Coverage Includes Residual Disability Benefit

For more information – features, costs, eligibility, renewability, limitations and exclusions – please click on the Brochure attachment below. An application attachment is also included.

Underwritten by New York Life Insurance Company, New York NY 10010 On Policy Form GMR

USI Affinity is licensed to transact business in all of the 50 United States and the District of Columbia.
USI Affinity's state of domicile is Pennsylvania.
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group coverages it underwrites are available in all jurisdictions. New York Life's state of domicile is New York, and NAIC ID # is 66915.

Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.

AR Insurance License # 325944; CA Insurance License # 0G11911.