As a business owner, you are painfully aware that the bills keep coming even if you aren't there. It can be difficult to afford a sick day, let alone Long-Term Disability. Fortunately, PBA members have access to affordable rates on Business Overhead Expense Insurance. Coverage is available for individual, incorporated or partnership practices to help alleviate the burden of rent, employee salaries and other overhead expenses.

Need help deciding which coverage is best? For more information, including plan features, costs, eligibility, renewability, limitations and exclusions, download the brochure above. If you have questions, please call our licensed representatives at 1-855-874-0262.

Underwritten by New York Life Insurance Company, New York NY 10010 On Policy Form GMR

USI Affinity is licensed to transact business in all of the 50 United States and the District of Columbia.
USI Affinity's state of domicile is Pennsylvania.
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group coverages it underwrites are available in all jurisdictions. New York Life's state of domicile is New York, and NAIC ID # is 66915.

Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.

AR Insurance License # 325944; CA Insurance License # 0G11911.